Overview
A carefully constructed, well-managed portfolio is at the core of every successful wealth management plan. Maintaining the right combination of investments requires discipline and expertise. Using an asset selection strategy informed by Modern Portfolio Theory, we strive to construct portfolios that consistently display strong relative performance while minimizing portfolio volatility. Our independence allows us unfettered access to investment tools often unavailable to retail investors. We achieve broad diversification across market sectors and global geographies all at competitively low cost to our clients.
Our Approach
Through continuous research, we attempt to identify best-of-breed investments that best accomplish their respective roles in a diversified portfolio. From this carefully selected universe of securities, we construct portfolios that address each of our client’s unique risk requirements.
As a Fiduciary, we have incentive to deliver low cost solutions that minimize the performance drain that internal expenses and transaction costs can impose on returns.
We consider each of our clients’ outside accounts (401(k)s, 403(b)s, annuities) as a part of the portfolio, and strategize for tax efficiency wherever possible. We monitor your investments closely and make adjustments as needed to keep your accounts aligned with your objectives.
Cost
Many customers of banks, brokerage firms, or insurance companies simply do not understand what fees they pay for their investments. The large institutions that dominate the financial services industry often engage in indirect and complex charging practices. We made it a goal to do things differently.
Our fee is simple. We charge 1% annually on the value of the assets we manage. We bill quarterly in arrears and deduct our fee directly from your accounts. You will be able to easily find our fee as a line item on your brokerage statements. When you hire Fineberg Wealth Management, you will always know exactly what you are paying for our services.
Custody
In order to protect our client’s assets and provide excellent reporting and execution, we utilize the custodial services of Altruist Financial LLC, a member of the Securities Investor Protection Corporation (SIPC). Learn More
