I recently taught a friend to play chess, which is a passion of mine. Within a year, she is defeating me 50% of the time. I could have felt resentment. I did not. I felt proud that I was able to teach someone a fairly complex game and be defeated by my “apprentice”. How Does […]
Trading volume is a metric used in the equity market that identifies the total number of shares in a company which were traded during a defined time period. What Does This Tell You? Institutional Activity Large volume increases or declines may suggest that buying or selling by large institutions is occurring. These will generally be […]
A P/E ratio, or Price to Earnings Ratio, is a simple financial metric used to examine the value of a company. It tells you how much the market is willing to pay for $1 of a company’s earnings. The Math The price of a company’s stock is divided by the earnings per share of that […]
Planning I started my career in the middle of a recession. A friend of mine pointed out to me when we were at a very busy grocery store, that the reason for the chaotic crowd was because it was a Friday and many of the shoppers had just received pay, so could now purchase groceries […]
Required Minimum Distributions are minimum amounts that the government requires most retirement account holders to withdraw annually, starting at a specific age. They apply to tax-deferred retirement accounts and are required to ensure that people eventually pay taxes on money that has been growing with tax deferral. The following types of retirement accounts are subject […]
An oligopoly is an economic structure in which a very small number of firms dominate an industry, such as an internet or power provider. These firms have significant market power. They have complete control over prices and output levels without concern for competition. From a practical standpoint, it makes little sense to run redundant power […]
Dollar Cost Averaging is an investment strategy where you invest a fixed amount at regular intervals regardless of the desired asset’s price. The goal is to potentially reduce the impact of volatility on the overall acquisition by spreading out the investments over a period of time. Why Bother Do This? Imagine you wish to invest […]
First Steps Awake at 5:00. Throw on a robe and slippers. Drink a large amount of water. Eat a healthy breakfast in some form. Change your shoes and pants. Go on a walk and deeply breath. When you return, meditate or pray if you can. Call Your Mother She will always tell you things you […]
Why This is Important This is important because figs are delicious. I would also suggest all current clients consider including almonds in your Cheerios if they are available in your area. However, NOT if you have a nut allergy. The Risks of Avoidance Without these additions, Cheerios alone may be a bland breakfast, which if […]
