Charitable Contributions – Taxation
Using charitable contributions is generally only valuable from a taxation standpoint if you itemize deductions on your tax return. If...
Stock Buybacks
What are stock buybacks? A stock buyback or a share repurchase decision occurs when a company buys its own stock from the open market....
Dilution
In it’s simplest conceptual form, stock dilution is basically a company adding more water to a pot of soup, but not adding more...
What Is a Put Option? A put option is a contract that gives the holder the right to sell a specific amount of an asset at a predetermined price within a set period of time. Let’s discuss this price, referred to as a strike price. Strike Price A strike price is a price and point […]
The Ability to Raise Capital Opportunities for The Public Liquidity Imagine a world where the only way to participate in the success of a business requires a large financial expenditure, where the expenditure could not be reclaimed for many years. This would stifle business ventures and dissuade investment. Pricing Consensus If you’ve ever purchased a […]
The Time Value of Money is a commonly used financial concept that explains how the value of money fluctuates over time. Specifically used in financial calculations, it is based on the idea that a certain amount of time or money today is worth more than the same amount in the future due to its earning […]
Discounted Cash Flow (DCF) analysis is a method used to estimate the value of an investment based on its expected future cash flows. The principle behind DCF is that money today is worth more than the same amount in the future due to the time value of money. To perform a DCF, you do the […]
The cost of carry related to raw land refers to the ongoing expenses associated with holding a parcel of land over time. These costs are incurred regardless of whether the land is being actively developed or used. The cost of carry is important for landowners, developers, or investors to consider when evaluating the financial implications […]
Best execution, in the context of brokerage transactions, refers to the obligation of brokers to execute client orders in a way that maximizes the value of the trade for the client. This concept ensures that brokers prioritize the client’s interests by striving to obtain the best possible price and overall outcome when executing a trade. […]
Understanding Tax-Adjusted Yield in Municipal Securities Municipal securities (munis) are debt instruments issued by government entities to fund public projects. A key advantage of munis is that their interest income is often exempt from federal income tax, and sometimes from state and local taxes. The tax-adjusted yield helps investors compare the after-tax return of municipal […]
Investing in marketable carbon credits offers several key opportunities: The information in this post was compiled by S. Zachary Fineberg, CFP(r) Managing Member of Fineberg Wealth Management, LLC, a registered investment advisor. If you would like to schedule a consultation to discuss how Fineberg Wealth Management can help you reach your long-term financial goals, please make contact […]
These days, it is not uncommon to move from employer to employer every few years. During these transitions it can be all too easy to leave your 401(k) or 403(b) with your old employer. Here are three quick and simple reasons why you should stay organized and consider rolling these old accounts into an IRA […]
It is always exciting to see people in their twenties beginning to save for retirement. They are making life so much easier on themselves by harnessing the power of compound interest. The following chart assumes a theoretical 6.5% annual investment return, a $5,500 annual contribution to a Roth IRA, and a retirement age of 65. Using […]
